While the national average time for closing mortgage loans is 51 days, Atlantic Bay’s closing average is only 27 days. We believe the joy and excitement of homeownership starts the moment you submit your loan application, so we’re intentional about making the closing process smooth and easy.
By having the agency approvals of Ginnie Mae, Freddie Mac, and Fannie Mae, Atlantic Bay is able to provide more flexibility with our programs and products. We offer purchase and re-financing for primary homes, second homes, and investment properties. We lend to single-family residencies, condos, manufactured homes, 2-4 unit properties, town homes and modular homes. Whether you’re looking to buy, build, remodel, or refinance, we offer the following variety of loan options to suit your individual need